OP Mortgage Bank: Financial Statements Bulletin for 1 January‒31 December 2025

What we drew from this source

The claims Via News extracted from this document. We point to the source; we don't replace it.

• Overcollateralisation exceeded the minimum requirement under the Act (688/2010) for EMTCN programme

  80% confidence

• OP Mortgage Bank clearly exceeds the MREL requirement

  80% confidence

• OP Mortgage Bank's financial standing remained stable throughout the reporting period

  80% confidence

• The key credit risk indicators in use show that OP Mortgage Bank's credit risk exposure is stable

  80% confidence

• OP Pohjola aims to grow its nature positive impact by 2030

  80% confidence

• Overcollateralisation exceeded the minimum requirement under the Act (151/2022) for EMTCB programme

  80% confidence

• The Finnish economy is expected to recover gradually

  80% confidence

• OP Mortgage Bank's interest risk exposure is under control and has been within the set limit

  80% confidence

• OP Mortgage Bank's capital adequacy is expected to remain strong and its risk exposure favourable. This enables issuance of new covered bonds.

  80% confidence

• 'Nature positive' means that OP Pohjola's operations will have a net positive impact (NPI) on nature

  80% confidence

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